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But the Fed’s actions do affect all other borrowing charges. Now that inflation has cooled and the job market has softened, the Fed is reversing course by reducing charges to deal with the other half of its mandate – to foster full employment. Here are the best- and worst-case eventualities for Florida’s housing market in 2025. GOBankingRates’ editorial team is committed to bringing you unbiased critiques and information. We use data-driven methodologies to evaluate financial products and services – our reviews and rankings are not influenced by …